Did you know Premier Pet Insurance has a 5 Star Defaqto Rating1? This shows they offer top-notch coverage and great value. But More Than is more than just pet insurance. It’s a complete solution to keep your pet healthy, happy, and safe.
They have many coverage options, from Basic to Premier, to fit your needs1. You also get a 15% discount for each extra pet1. Your pet’s age, breed, and health history affect your premiums. But More Than makes sure you get the right protection at a good price1.
Key Takeaways
- More Than offers more than just pet insurance
- Customizable policy options for your pet’s needs and budget
- Discounts for households with multiple pets
- Age and breed can change your premium, but they have personalized plans
- Dental care, 24/7 vet helpline, and more are included
Understanding Pet Insurance Coverage Levels
Finding the right pet insurance can be tough. offers four levels to meet your needs. Let’s look at each and find the best fit for your pet and budget.
Accident Only: Basic Protection
The Accident Only plan covers unexpected injuries. It’s great for emergencies. It pays for vet fees for things like burns and broken bones2.
But, it doesn’t cover illnesses or ongoing health issues2. It’s the cheapest option, but it’s limited.
Basic: Time-Limited Coverage
The Basic policy covers accidents and illnesses for a set time. It usually lasts 12 months per condition3. After that, any ongoing care isn’t covered3.
Classic: Maximum Benefit Policy
The Classic plan offers full coverage for new accidents or illnesses. It has a set amount it can pay out for each condition3. It’s good for a wide range of health issues.
Premier: Lifetime Pet Insurance
The Premier policy gives lifetime coverage with annual limits. It covers ongoing conditions3. It’s the most complete coverage, ensuring your pet gets the care they need forever.
Choosing the right pet insurance depends on your pet’s health and your budget. aims to offer options for everyone’s needs.
What’s Included in Vet Fee Coverage?
Your pet insurance from MORE THAN covers more than just accidents and illnesses. It also includes complementary therapies like physiotherapy. Plus, it covers dental care for accidents and some illnesses4. You might also get help with behavioral problems and special food for your pet’s health4. Knowing what’s covered helps your pet get the best care.
Complementary Treatments
Pet insurance from MORE THAN also covers treatments like physiotherapy and acupuncture. These can help with pain, improve movement, and boost your pet’s health. Check your policy to see what treatments are included.
Dental Care Coverage
Dental health is key for your pet, and insurance can help with costs5. A standard plan might cover dental emergencies, but annual exams might need a wellness plan5. Know what dental care your policy covers to keep your pet’s teeth and gums healthy.
Behavioral Problems
Behavioral issues like anxiety or aggression can be tough. Luckily, your MORE THAN policy might help with treatments. This includes costs for behaviorists, training, and meds4.
Treatment Food
If your pet needs special food for a health issue, your policy might cover it4. This is great for pets with diabetes or kidney disease, where the right food is vital.
Knowing what your pet insurance covers ensures your pet gets the care they need45.
more than pet insurance
MORE THAN does more than just pet insurance. They offer pet care solutions that cover more than just accidents and illnesses. This approach ensures your pet’s health and wellness are taken care of6.
More than standard insurance, their plans include routine wellness care and emergency protection. They even have pet health advocates to give your pet the care they need6.
- Routine wellness benefits like annual checkups, vaccinations, and preventative treatments to keep your pet healthy
- Emergency coverage for unexpected accidents or illnesses, with possible cost savings up to $5,000 or more for critical pet treatments6
- Personalized guidance from pet health advocates who can help you navigate your pet’s unique healthcare needs
Exploring MORE THAN’s services can help you find a plan that meets your pet’s needs. From comprehensive pet care to emergency protection and wellness support, they have it all6.
| Multi-Pet Insurance Discounts | Discount Percentage |
|---|---|
| Hartville, Embrace, ASPCA, Pumpkin | 10% off for each additional pet6 |
| Figo, Lemonade | 5% multi-pet discount7 |
| MetLife | Single deductible for up to 3 pets7 |
| Pets Best | 5% multi-pet discount7 |
Whether you have one pet or many, MORE THAN’s pet care plans offer the coverage and support you need. They help keep your furry friend healthy and happy67.
Additional Coverage Options
Standard pet insurance covers your pet’s basic health and wellness. MORE THAN offers extra options for more protection. These include coverage for accidental damage and third-party liability for dog owners.
Accidental Damage Protection
Accidents can happen, and your pet might damage your stuff. MORE THAN’s accidental damage coverage helps pay for repairs or replacements8. This gives you peace of mind, knowing you’re covered for unexpected mishaps.
Third-Party Liability for Dogs
If your dog hurts someone or damages their property, you might be responsible. MORE THAN’s third-party liability coverage helps with legal fees and compensation8. It’s a great option for dog owners, protecting your finances in case of an incident.
Adding these options to your pet insurance plan makes it more tailored to your needs. It offers complete protection for you and your pet.
“Accidents can happen, and your pet may inadvertently cause damage to your property or belongings. MORE THAN’s accidental damage coverage can reimburse you for the costs of repairing or replacing items damaged by your pet.”
24/7 Veterinary Helpline
If you have MORE THAN pet insurance, you get a 24/79 vet helpline. It’s run by RCVS vet nurses. You can talk to them anytime for advice on your pet’s health10.
This helpline is great for emergencies or just questions. It helps keep your pet healthy and happy.
The 24/7 vet helpline makes MORE THAN stand out11. It’s for all policyholders. You can get vet advice anytime, without going to the vet.
This saves you time and money. It’s a big help for pet owners.
MORE THAN also offers more than just insurance10. They cover complementary treatments, dental care, and behavioral support. You also get rewards and discounts with partner brands.
For emergencies or just questions, the 24/7 vet helpline is there for you9. MORE THAN offers great prices and lots of coverage options. They really care about your pet’s health.
“The 24/7 vet helpline has been a lifesaver for me and my dog. Whenever I have a concern, I can call and get immediate advice from experienced professionals. It’s like having a vet on call 24 hours a day.”
Death Benefits for Pets
While we deeply cherish our furry companions, their passing can be a profound challenge. MORE THAN’s pet insurance policies offer a compassionate solution. They provide financial assistance in the event of your pet’s untimely demise12.
Accident Coverage
The Accident Only and Classic plans from MORE THAN include death benefits for accidental injuries. This coverage can help ease the emotional and financial burden during a difficult time. It ensures your beloved pet receives a proper farewell12.
Illness Coverage for Younger Pets
For pets under the age of 9, the Premier policy extends coverage to include death from illness. This plan can provide much-needed support if your younger pet’s life is cut short by a sudden or chronic health condition12.
While pet life insurance policies can be expensive, with an average cost of $250-900 annually12, the investment can be worthwhile. This is true for owners of high-value animals, such as show dogs, service animals, or rare breeds1314.
The value of a pet’s life can justify the cost of a life insurance policy. This is true for working dogs that earn significant incomes through endorsements or breeding12. Certain dog breeds, like the French Bulldog, can also justify the expense. This is due to their high purchase price, ranging from $3,000 to $10,00012.
Ultimately, MORE THAN’s death benefits can provide much-needed financial relief during a time of profound grief. They ensure your beloved pet receives the care and farewell they deserve.
Emergency Boarding and Pet Minding
Life can be unpredictable, and sometimes you might need to go to the hospital. Your pet’s care shouldn’t add to your stress. MORE THAN’s pet insurance covers emergency boarding and pet minding. This means your pet gets the care they need, even when things get tough15.
If you can’t take care of your pet suddenly, the insurance helps. It can pay for temporary boarding or pet sitting. This benefit gives you peace of mind and lets you focus on getting better or handling personal stuff16.
The cost of emergency boarding can be high, from $40 to $280 a night. It depends on the facility, pet size, and where you are16. MORE THAN’s insurance covers up to $500 for boarding costs, so you don’t have to worry about the money16.
The insurance also covers pet minding services. This gives you a flexible and personal way to meet your pet’s needs. With this coverage, you can take care of yourself, knowing your pet is well taken care of, even in unexpected situations17.
Choosing MORE THAN pet insurance means your pet’s care is a priority, no matter what. With coverage for emergency boarding and pet minding, you can relax. You’ll know your pet is safe, no matter what the future brings15.
Lost and Found Pet Coverage
Losing a pet is very sad. MORE THAN’s pet insurance helps a lot. It covers the costs of finding your pet with advertising and rewards18.
The Lost and Found Cover pays up to £1,000 for ads and rewards. This helps a lot in finding your pet. The Classic and Premier plans also cover theft or straying18.
Advertising and Reward
Looking for a lost pet can be expensive. MORE THAN’s Lost and Found Cover helps with these costs. It covers up to £1,000, so you can focus on finding your pet18.
Theft or Straying Protection
If your pet is stolen or lost, MORE THAN’s Classic and Premier plans help. They cover the costs of finding your pet. This gives you peace of mind18.
Choosing MORE THAN’s pet insurance means your pet’s safety is a top priority. With Lost and Found Cover and more, your pet is protected at home and abroad18.
Pets Abroad Coverage
Traveling with your pets abroad can be exciting19. MORE THAN’s pet insurance offers the coverage you need. The Classic and Premier plans have many benefits to keep your pet safe and healthy, no matter where you go.
European Vet Fees
If your pet needs vet care in Europe, these policies can help with the costs19. This gives you financial security and peace of mind. You can focus on your pet’s health without worrying about the bills.
Emergency Expenses
Emergencies can happen anywhere, and your pet’s health is key19. MORE THAN’s policies can cover emergency costs abroad. This ensures your pet gets the care they need, even in new places.
Holiday Cancellation
If you have to cancel your trip because of your pet’s illness or injury19, you can get back some of your travel costs. This helps reduce the financial loss, so you can focus on your pet’s health.
Quarantine Costs
If your pet needs to be quarantined abroad due to illness or injury19, the policy can help with the costs. This ensures your pet gets the care they need and you avoid unexpected expenses.
With MORE THAN’s pets abroad coverage, you can travel the world with your furry friend19. You’ll have the support and protection you need, wherever your adventures take you.
Farewell Cover for End-of-Life Expenses
Losing a pet is very hard and emotional. MORE THAN’s pet insurance has a Farewell Cover to help with costs during this time20. This benefit can cover expenses for euthanasia, cremation, or burial. It lets you give your pet a dignified farewell without worrying about money21.
End-of-life costs for pets can quickly rise. It’s important to plan early21. MORE THAN’s Farewell Cover helps with these costs, making sure your pet gets the care they need20. Many places also offer at-home euthanasia for a peaceful goodbye21.
After losing a pet, you can choose how to remember them. Options include cremation urns, paw prints, and memorial sites21. There are also resources like grief support hotlines and books for pet parents21.
losing a pet can feel like losing a family member21. Companies like Petco offer health services to keep pets happy and healthy21.
With Farewell Cover, you can give your pet the care and respect they deserve in their final moments. This thoughtful benefit from MORE THAN offers support during a tough time21.
| Type of Burial Insurance | Median Price | Death Benefits |
|---|---|---|
| Guaranteed Issue Life Insurance | $18 – $108 per month for 51-year-old woman | $5,000 – $25,000 |
| Simplified Issue Life Insurance | $8,500 | $5,000 – $25,000 |
“The loss of a pet can deeply impact individuals, sometimes to the extent of feeling comparable to losing an immediate family member.”
Conclusion
MORE THAN’s pet insurance provides more than just basic coverage. It gives you peace of mind and the protection your pet needs22. Their plans cover everything from regular check-ups to emergency care. They make sure your pet gets the best care, tailored to your budget and needs.
Check out their wide range of coverage options, from accident-only to lifetime plans23. Work with their pet health advocates to find the right plan for you. With affordable prices, a big network of vets, and 24/7 support, your pet is in great hands.
If you want the best for your pet, MORE THAN’s insurance is a great choice. It offers flexibility and peace of mind. This way, your pet can stay happy, healthy, and with you for many years.
FAQ
What are the different coverage levels offered by MORE THAN pet insurance?
What veterinary services are covered by MORE THAN pet insurance?
What additional benefits does MORE THAN’s pet insurance offer?
What 24/7 support services are available with MORE THAN pet insurance?
Does MORE THAN’s pet insurance provide coverage for the loss or theft of my pet?
Does MORE THAN’s pet insurance cover my pet when traveling abroad?
What end-of-life benefits does MORE THAN’s pet insurance offer?
Source Links
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- Dog Insurance | MORE THAN – https://www.morethan.com/pet-insurance/dog-insurance/
- Does Pet Insurance Cover Boarding? | MetLife Pet Insurance – https://www.metlifepetinsurance.com/blog/pet-insurance/cover-boarding/
- PDF – https://static.rsagroup.com/more-than/Pet/more-than-pet-insurance-premier-policy-booklet.pdf
- 93013334.pdf | Thu Sep 7 12:42:24 2017 – https://static.rsagroup.com/more-than/Pet/Customer/more-than-pet-insurance-policy-wording-R00838G.pdf
- Pet Travel Insurance: Everything You Need To Know – https://www.pawlicy.com/blog/pet-travel-insurance/
- Coping with Pet Loss: Finding Comfort After Saying Goodbye | Spot® – https://spotpet.com/blog/lifestyle/how-to-cope-with-the-loss-of-a-pet
- Practical thoughts on supporting end-of-life care and pet bereavement – https://www.linkedin.com/pulse/practical-thoughts-supporting-end-of-life-care-pet-ron-coughlin
- I used to think pet insurance was a ripoff. Here’s why I changed my mind. – https://www.vox.com/2015/8/10/9123013/dogs-insurance-should-i-buy
- Is Pet Insurance Worth It? Some Myths Debunked | Walkerville Vet – https://www.walkervillevet.com.au/blog/is-pet-insurance-worth-it/