Did you know Spain has a high rate of pet ownership in Europe1? BMI Brokers, with over 30 years of experience, is a top pet insurance provider in Spain1. They offer many coverage options to protect your pet1. This includes costs for vet care, civil liability, and accidental death, ensuring your pet gets the best care1.
As a pet owner, you want the best for your dog or cat. Whether they’re playing or traveling, pet insurance is key2. Spain’s new Animal Welfare Law makes pet insurance even more important2. It requires dog owners to have insurance, with big fines for those who don’t2.
Key Takeaways
- Spain has one of the highest pet ownership rates in Europe
- BMI Brokers is a leading provider of pet insurance in Spain with over 30 years of experience
- Pet insurance in Spain covers a wide range of expenses, including veterinary care, civil liability, and accidental death
- The new Animal Welfare Law in Spain requires mandatory pet liability insurance for dog owners
- Choosing the right pet insurance is key to your pet’s health and well-being
Understanding the New Mandatory Dog Insurance
Spain has about 13 million pets, with 93% being dogs, according to the Spanish Network of Companion Animals (REIAC)3. Dogs are becoming more popular as pets in Spanish families. A new law, starting in 2023, requires dog owners to have insurance for their pets4.
This insurance must cover damages caused by the dog. The law will decide how much it should cover.
Spain’s Companion Animal Statistics
In Spain, about 30% of households have a dog, which is around 9.3 million dogs4. But, only 3% of these dogs have insurance, which is much lower than in the UK4.
Previous Regulations and the New Law
Before, only certain dog breeds needed insurance. But now, all dog owners must have insurance, thanks to the new law4.
The cost of insurance for dogs is between €25 and €30 a year. For dangerous breeds, it’s about €50 a year3. Policies that also cover vet care can cost over €200 a year3.
These policies usually insure up to €300,000, depending on the dog’s breed3. Not having insurance can lead to fines from €500 to €10,0003.
“The new animal welfare law in Spain (Law 7/2023) mandates all dog owners to obtain public liability insurance for each pet, effective from September 29, 2023.”4
Choosing the Right Canine Insurance with Hypotienda
The new Animal Welfare Law in Spain is now in effect. Dog owners must have the right pet insurance to meet the law’s requirements. Hypotienda provides two types of pet insurance to protect your pet and your finances.
Liability Insurance
Hypotienda’s Liability Insurance covers damage to third parties or their property5. This insurance is now mandatory in Spain5. You have two years to get your dog insured5.
Comprehensive Pet Insurance
Hypotienda’s Complete Pet Insurance also covers medical costs after accidents or altercations. It helps find your pet if it gets lost or stolen. This policy is a great addition to your pet protection plans in spain.
| Coverage | Liability Insurance | Comprehensive Pet Insurance |
|---|---|---|
| Third-Party Liability | ✓ | ✓ |
| Medical Expenses | – | ✓ |
| Lost/Stolen Pet Coverage | – | ✓ |
Choose from Liability Insurance or the complete coverage with Hypotienda. We offer the pet insurance in spain that meets your needs and the new Animal Welfare Law657.
“Protecting your canine companion has never been more important in Spain. Hypotienda offers the pet policies spain solutions you need to comply with the law and give your furry friend the care they deserve.”
Basic and Diamond Pet Insurance Plans
Hypotienda offers two main pet insurance in Spain plans: Basic and Diamond. Each plan has its own benefits and costs. Choosing the right plan is key to protecting your pet.
The Basic Plan is cheaper, costing €29.95 a month for dogs and €15.95 for cats8. It covers accidents and illnesses, giving your pet the care they need.
The Diamond Plan is more expensive but offers more. It costs €39.95 a month for dogs and €21.95 for cats8. This plan includes extra benefits like travel coverage in Europe, making trips with your pet worry-free.
| Plan | Dog Monthly Premium | Cat Monthly Premium | Maximum Benefits |
|---|---|---|---|
| Basic | €29.95 | €15.95 | Up to €2,500 |
| Diamond | €39.95 | €21.95 | Up to €10,000 |
With Hypotienda, your pet’s health coverage in Spain is secure. Both plans ensure your pet gets the care they need. This lets you focus on giving them the best life possible.
Protect Your Furry Friend with Abbeygate Pet Insurance
As a pet owner in Spain, keeping your furry friend safe is key. Abbeygate Pet Insurance offers top-notch coverage for your cat or dog. This gives you peace of mind and protects your wallet. Their plans are made for pet owners in Spain, meeting the growing need for animal health plans9.
Veterinary Overriding Commission
Abbeygate’s insurance covers the Veterinary Overriding Commission. This includes home visits, hospital stays, and aftercare medicines. Your pet will get the care they need, no matter the situation10.
Boarding Kennel Overriding Commission
Abbeygate also covers Boarding Kennel Overriding Commission. This is if you or your partner are in the hospital for over 48 hours. Your pet will be safe and cared for while you recover10.
Lost or Stolen Coverage
Abbeygate knows how upsetting it is to lose a pet. That’s why their insurance covers lost or stolen pets. They help with advertising and reward schemes to find your pet10.
With Abbeygate Pet Insurance, your pet is in good hands. They offer complete pet medical plans in Spain. Keep your pet safe and sound with Abbeygate9.
What Is Not Covered by Abbeygate Pet Insurance
Understanding the limits of pet insurance in Spain is key. Abbeygate Pet Insurance, a top choice, has clear exclusions in their policies11.
They don’t cover pre-existing conditions. A pre-existing condition is any illness or injury your pet had before you started your policy11.
Also, routine care like check-ups and vaccinations are not included. These are not part of their pet protection plans in Spain11.
Elective surgeries and cosmetic treatments are also not covered. Abbeygate focuses on accidents, illnesses, and emergencies11.
It’s vital to read your Abbeygate Pet Insurance policy well. This ensures you know what’s not covered. This way, you can make the best choice for your pet’s health11.
Knowing what’s not covered helps you plan better for your pet’s health. With Abbeygate, you can be sure your pet is protected for the unexpected11.
Insuring Canine Companions: Spain’s New Animal Welfare Law
Spain has introduced a new Animal Welfare Law, set to start on September 29th, 2023. This law requires every dog owner to have Civil Liability insurance for their pets12. This insurance covers up to €300,000 for damages or injuries caused by a dog13.
Understanding Public Liability for Dogs in Spain
The goal of this law is to make sure dog owners can afford to pay for damages. It encourages responsible pet insurance in spain, pet healthcare spain, and pet medical plans spain. Only 3% of Spain’s dogs are insured, compared to 28% in the UK14. The law requires insurance for a dog’s whole life14.
The New Animal Welfare Law: Inclusion and Impact
The law was published on March 28th in the State Gazette (BOE)12. It covers animal welfare, including management and data protection12. Dog owners must have insurance from September 29th, 202312. The insurance is for third-party liability, not full pet healthcare12.
The law also focuses on education and training for dog owners13. Those who don’t get insurance can face fines from 500 to 10,000 euros14.
With the new Animal Welfare Law, pet owners in Spain must adjust to new rules. This change promotes better care for our dogs131412.
“The new law emphasizes the importance of responsible pet ownership and ensures that dog owners are financially prepared to handle any incidents involving their furry friends.”
pet insurance in spain
Pet insurance in Spain is both affordable and wide-ranging. It costs about €35 a month on average, making it easy for pet owners to get15. Abbeygate Pet Insurance leads the way with plans tailored for your pet’s needs.
For dogs, Abbeygate’s Basic plan is €29.95 monthly, and the Diamond plan is €39.9515. Cats get a Basic plan for €15.95 and a Diamond plan for €21.9515. These plans cover vet fees, accidental death, and boarding costs.
The Diamond plan offers more, with up to €10,000 annual coverage and €1,000 for accidental death15. It also includes up to €1,500 for boarding and up to €750 for theft or straying15. For those who travel with their pets, European travel coverage is available for €2.50, €5.00, or €7.00 a month15.
Abbeygate’s plans stand out for their fixed premiums for life16. Your monthly payments won’t go up, no matter how many claims you make16. The plans also cover unlimited vet claims up to €12,500 a year, so your pet gets the care they need without financial stress16.
Whether you have a playful pup or a curious cat, Spain’s pet insurance offers peace of mind and financial security. With affordable prices and broad coverage, you can ensure your pet gets the best care, no matter what life throws their way1516.
Organising Public Liability Cover for Your Dog
As a dog owner in Spain, it’s key to have the right Civil Liability coverage for your pet. This is true no matter their age, breed, or size17. Protectapet’s Third Party Liability Insurance for Dogs offers up to €300,000 in coverage. This includes protection for dog fights, attacks on people, and property damage17.
In Spain, not following the rules for dangerous dogs can lead to big fines, up to €115,000. Also, aggressive dogs might be put down17. Owners of Potentially Dangerous Dogs must have insurance with a minimum of €120,000 (€175,000 in Andalucia)18.
In Andalucia, dogs must wear muzzles and be on a one-meter leash. There’s a rule of one dog per person and some places are off-limits17. Also, Potentially Dangerous Dogs need yearly registration updates, including health checks and microchip details18.
Even if your home insurance might cover your dog, it’s wise to check. If not, you can switch to a new policy or get a separate Civil Liability policy. Coverage can go up to €300,000, and you can adjust it based on where you live18.
Having the right Civil Liability coverage for your dog is important. It protects you and your pet from accidents and keeps you in line with Spanish laws1718.
Conclusion
Spain has made a big step by introducing a new Animal Welfare Law. This law requires all dog owners to have liability insurance. It aims to make sure pets and people are safe and happy19.
With 58% of Spaniards owning pets and 47% having more than one, this law will affect many19. It prepares owners for accidents and teaches them to be responsible. This is good for everyone in the community.
The pet insurance market in Spain is set to grow a lot in the next few years20. The industry needs to keep up by providing better health coverage for pets20. It’s important to teach owners about insurance, use technology, and offer products that fit their needs20.
Spanish pet owners are ready to spend on their pets’ health20. This means the pet insurance market in Spain has a bright future. But, it must deal with issues like lack of information and price concerns.
Spain’s new Animal Welfare Law and the need for pet insurance are big steps forward19. They help ensure pets and their owners are well cared for. As the pet insurance industry grows, it’s key for providers to understand what pet owners want. This way, pets can get the care and coverage they need.
FAQ
What is the new mandatory dog insurance law in Spain?
What pet insurance options are available in Spain?
What are the details of Hypotienda’s pet insurance plans?
What does Abbeygate Pet Insurance cover in Spain?
What pre-existing conditions are not covered by Abbeygate Pet Insurance?
Source Links
- ▷ Pet Insurance in Spain – https://www.bmispain.com/en/insurance/pet-insurance/
- Pet Insurance Spain – Insurance Agents – https://insuranceagents.es/pet-insurance-spain/
- How much does compulsory dog insurance under the new law cost? – https://www.idealista.com/en/news/lifestyle-in-spain/2023/11/22/158038-how-much-does-compulsory-dog-insurance-under-the-new-law-cost
- Dog Insurance Law In Spain To Take Effect – https://euroweeklynews.com/2023/08/06/mandatory-dog-insurance-in-spain-to-take-effect-next-month/
- Civil / Public Liability Insurance for Dogs in Spain – https://www.protectapet.eu/civil-public-liability-insurance-for-dogs-in-spain
- Private health insurance Top Health – https://www.healthinsurancesspain.com/worldwide-cover-top-health.html
- What you need to know! – https://www.spaininsurances.com/blog/Liabilityinsurancedogs
- The Diamond Pet Healthcare Plan by Protectapet – https://www.protectapet.eu/the-protectapet-diamond-healthcare-plan
- Abbeygate Car Insurance Spain – https://www.abbeygateinsure.com/en/news-blog
- Pet Insurance – https://www.abbeygateinsure.com/en/insurance/pet-insurance
- Abbeygate Seguros España is rated “Excellent” with 4.8 / 5 on Trustpilot – https://www.trustpilot.com/review/www.abbeygateinsure.com
- New Law on Animal Welfare – https://www.citizensadvice.org.es/new-law-on-animal-welfare/
- Spain’s New Pet Insurance Law Mandates Dog Owners to Secure Liability Insurance – https://www.innoinsure.com/blog/content/details/spain-s-new-pet-insurance-law-mandates-dog-owners-to-secure-liability-insurance
- Mandatory Dog Insurance In Spain To Take Effect Next Month – https://www.healthplanspain.com/blog/spain-news/1913-mandatory-dog-insurance-in-spain.html
- Pet Insurance Spain | Abbeygate – https://www.abbeygateinsure.com/en/pet-insurance-online-quote
- Pet Insurance & Healthcare Plans Online. – https://www.protectapet.eu/
- Dangerous Dog Insurance Spain, protect yourself from any liability claims if you have a dog that’s considered dangerous. – https://www.protectapet.eu/third-party-liability-insurance-for-dogs
- Dangerous Dog and owner Insurance in Spain. – https://www.insuranceinspain.com/dangerous-dog-insurance.html
- What Spain’s new Animal Welfare Law means for Pet-Owners – Insbrok – https://insbrok.com/what-spains-new-animal-welfare-law-means-for-pet-owners/
- Abbeygate Car Insurance Spain – https://www.abbeygateinsure.com/en/news-blog/double-the-love-for-your-pets-the-rising-potential-of-spains-pet-insurance-market