As a military family, you face special challenges with pet care. But, you can save up to 25% on pet insurance1. Companies like Embrace Pet Insurance, Fetch By the Dodo Pet Insurance, and USAA Pet Insurance give big discounts. This makes it easier to keep your pets safe and healthy.
Key Takeaways
- Military members and their families can save up to 25% on pet insurance premiums through providers like Embrace, Fetch, and USAA.
- Pet-related travel and lodging discounts are also available for active duty service members.
- Assistance programs exist to help military families care for their pets during deployments.
- Choosing the right pet insurance plan can help offset the high costs of unexpected veterinary care.
- Discounts and other savings make pet ownership more accessible for military families.
Understanding Military Pet Insurance Discounts
Being in the military can make it hard to care for your pets. You might move a lot, go on deployments, and face other challenges. This is why pet insurance is key for military families2.
What is Pet Insurance?
Pet insurance helps pay back some of the vet bills when your pet gets sick or hurt. It covers accidents, illnesses, surgery, and even regular check-ups2. It lets military families give their pets the medical care they need without worrying about the cost.
Why Pet Insurance is Important for Military Families
Pet insurance is a big help for military families. It’s because military life is unpredictable, and vet bills can be high. In fact, you might face a $2,000 – $4,000 bill for emergency care for your pet2. Insurance can ease this financial worry, so you can focus on your pet’s health.
Also, many insurance companies give discounts to military members and veterans. These discounts can be 5% to 15% off the monthly cost2. By using these discounts, you can get good coverage for your pet while saving money.
“Investing in pet insurance provides an invaluable safety net for military families, ensuring their furry companions receive the care they deserve, no matter the circumstances.”
Popular Pet Insurance Providers With Military Discounts
As a military family, finding affordable pet insurance is key. Luckily, many top pet insurance providers offer discounts to military members and their families1.
Embrace Pet Insurance
Embrace Pet Insurance gives a 10% online discount to military and former military1. In 2021, they approved 92% of claims and covered up to 90% of vet bills for military3.
Fetch By the Dodo Pet Insurance
Fetch By the Dodo offers a 10% monthly discount to veterans and active-duty military1. Their dog insurance costs $35 monthly, and cat insurance is $253.
USAA Pet Insurance
USAA Pet Insurance gives up to a 25% discount on policies for USAA members1. They cover up to 90% of vet bills for military members3.
Many pet insurance providers offer discounts to the military. These discounts help military families afford pet care134.
| Pet Insurance Provider | Military Discount | Additional Benefits |
|---|---|---|
| Embrace Pet Insurance | 10% online discount | 92% claim approval rate, up to 90% reimbursement |
| Fetch By the Dodo | 10% monthly discount | Average dog insurance cost of $35/month, average cat insurance cost of $25/month |
| USAA Pet Insurance | Up to 25% discount on qualifying policies | Up to 90% reimbursement on vet bills |
Understanding military discounts and coverage options helps military families choose the best pet insurance134.
How to Qualify for Military Pet Insurance Discounts
If you’re in the military or a veteran, you might get a discount on pet insurance. You’ll need to show your military ID5. Some companies also ask if you’re in groups like USAA5.
Every insurance company has its own rules for discounts5. Some offer 5% to 10% off for groups5. Others give a 10% discount if you buy online, like AARP members5.
There are also discounts for therapy animals and animal care workers through ASPCA5. USAA and AARP members can get up to 15% and 10% off, respectively5.
Discounts can be applied monthly or yearly5. Some companies let you stack discounts, but others have limits5. Remember, don’t just look for discounts. Check the coverage, limits, waiting periods, and deductibles too5.
| Discount Provider | Discount Amount |
|---|---|
| MOAA members on Pets Best BestBenefit Accident/Illness plans | Up to 10%6 |
| Insuring more than one pet with Pets Best | Additional 5%6 |
| Military discount and Group discount on Pets Best BestBenefit Accident/Illness plans | 5% each, up to 12% maximum6 |
| Bully Sticks Direct for military personnel | 15%1 |
| Dover Saddlery for active duty, veterans, and their family members | 10%1 |
| Fayetteville Pet Resort for boarding and daycare | 10%1 |
| Five Points Pet Resort for cats and dogs | 5% off regular boarding, 30% off extended stays1 |
| PetsHotel at PetSmart for cats and dogs | 10% off overnight stays1 |
| Embrace Pet Insurance for active and former military | 5% online discount1 |
| Fetch By the Dodo Pet Insurance for veterans and active duty military | 10% discount1 |
| USAA Pet Insurance for USAA members | Up to 25% off qualifying premiums1 |
| Happy Tails Travel for active duty, spouses, and veterans | Variable online discounts on pet shipping rates1 |
| Motel 6 for active duty and retired service members | 10% discount1 |
| Red Roof Inns for active duty and retired service members | Pets stay free (up to 80lbs)1 |
Knowing the rules and discounts can help military folks and veterans find good pet insurance561.
Comparing Coverage Options and Costs
When looking at pet insurance, it’s key to know what’s covered and the costs. Policies differ in what they include, from accidents and illnesses to routine care7. In Florida, the average monthly cost is $80 for dogs and $41 for cats, a Forbes Advisor study found7.
The actual price can vary. It can be between $23 to $90 for dogs and $21 to $125 for cats, depending on the provider and your pet’s details78.
Accident and Illness Coverage
Accident and illness coverage is the most detailed type. It protects your pet from sudden medical issues or illnesses. This includes surgeries, hospital stays, tests, and meds8.
The cost depends on your pet’s age, breed, and where you live. It can range from $30 for a young, mixed-breed dog to $90 for a Trupanion policy7.
Routine and Preventative Care
Some plans also cover routine and preventative care. This includes shots, flea treatments, and spaying/neutering8. For cats, the average monthly cost is $17 for a Domestic Shorthair to $21 for an Abyssinian or Bengal7.
Knowing the different options and costs helps you choose the right pet insurance for your family and pet78.
military discount pet insurance
Being in the military can make it tough to care for your pets. Luckily, many pet insurance companies offer discounts for military members3. These discounts can save you a lot of money, making it easier to keep your pets healthy3.
Embrace Pet Insurance is a top choice with a 92% approval rate for claims in 20213. They cover a wide range of services, from follow-up care to grooming, to protect your pets3.
Fetch by the Dodo gives a 10% monthly discount to military and Veterans, costing about $35 for dogs and $25 for cats3. USAA also offers great coverage, including rehabilitation and chronic conditions, for military families3.
MetLife Pet Insurance gives up to 30% off to service members, Veterans, and first responders4. They offer flexible payments and even virtual vet services through their app4. Starting in 2023, MetLife will verify military status through WeSalute to offer these discounts4.
GEBA and MetLife have teamed up to give discounted pet insurance to the military and their families9. These plans can cover up to 90% of vet costs and process claims quickly9.
Using these military discounts can help you care for your pets without breaking the bank. Look into these options to find the best insurance for your pets.
Choosing the Right Pet Insurance Plan
When picking a pet insurance plan, there are important things to think about. Look at the coverage, deductibles, how much you get back, and extra features. This helps you choose the best plan for your family’s needs and budget10.
Factors to Consider
- Coverage options: Decide what you need, like accident and illness, or routine care.
- Deductibles: Pick a deductible that works for you, from $100 to $1,00011.
- Reimbursement rates: Most plans offer 70%, 80%, or 90% back after the deductible11.
- Additional features: Look for benefits like unlimited coverage, discounts for multiple pets, or fast claims1011.
Customizing Your Policy
Many pet insurance plans let you tailor your coverage to your needs and budget. You can change the coverage, deductibles, and how much you get back. Some companies also give discounts to military families, making it easier to care for your pet10.
By thinking about these factors and customizing your policy, you can pick the best pet insurance. This ensures your pet is protected and you have peace of mind, even when you’re serving in the military1011.
Additional Military Discounts for Pet Owners
Military families can save on pet care beyond insurance. Discounts are available for pet supplies, grooming, travel, and boarding. These savings help make caring for pets more affordable.
Pet Supplies and Grooming
Discounts are available for pet food, toys, and more. Bully Sticks Direct gives a 15% discount to military members1. Pet grooming services also offer discounts, like 10% off at Fayetteville Pet Resort1.
Pet Travel and Boarding
There are discounts for pet travel and boarding too. Five Points Pet Resort offers a 5% discount on regular stays and 30% off extended stays for cats and dogs1. Happy Tails Travel and Pet Air Carrier also give discounts on pet shipping for service members and veterans1.
These discounts help military families save on pet care. They make it easier to give pets the care and resources they need.
Deployment and Pet Care Assistance
When military members are deployed, their pets’ well-being is a big worry. Luckily, many groups help with pet care assistance for military families. They make sure pets are cared for while their owners are away.
Organizations That Help Military Families
Dogs on Deployment helps by connecting pets with foster homes12. This lets service members focus on their duties without pet worries. Guardian Angels for Soldier’s Pets also helps with pet costs like vet bills and boarding12.
The PACT for Animals program is key in supporting military families with pets12. It matches pets with foster homes and offers financial help for vet care and food. This support is both practical and emotional, easing the stress of deployment12.
These groups are vital in supporting military families and their pets12. They help reduce the stress of leaving pets behind. This lets service members focus on their duties, knowing their pets are cared for.
| Key Takeaways |
|---|
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“These organizations are making a significant difference in the lives of both service members and their four-legged companions.”
Conclusion
Military discount pet insurance is a big help for service members and their families. It saves a lot on vet bills, making it easier to have pets13. With 62% of U.S. homes having pets, there are many policy choices. This includes options like 90% coverage with a $500 deductible or 80% with a $200 deductible13.
Companies like Figo offer a 4.5-star rating and a 5% military discount. This makes pet insurance even more valuable for service members14. Military families can get the care their pets need, even when they face challenges like moving a lot or being deployed.
Pet insurance offers many coverage options, making it easy for military pet owners. They can be sure their pets get the medical care they need without breaking the bank13. Military pet insurance is a key protection. It lets service members and their families focus on their duties, knowing their pets are safe.
FAQ
How can I get a military discount on pet insurance?
What types of pet insurance coverage are available with military discounts?
Which pet insurance companies offer military discounts?
What are the eligibility requirements for military pet insurance discounts?
How can military families find the right pet insurance plan?
Are there any other pet-related discounts available for military members?
What organizations can help military families with pet care during deployments?
Source Links
- Military Discounts for Dogs, Cats and Other Pets – https://mymilitarybenefits.com/discounts/military-discounts-dogs-cats-pets/
- Military discounts for pet insurance – Omni Military Loans® – https://www.omnimilitaryloans.com/military-family-and-lifestyle/military-discounts-for-pet-insurance/
- Have Pets in the Military? Military Pet Insurance Is a Must – https://mybaseguide.com/military-pet-insurance
- WeSalute Members Save 10% With MetLife Pet Insurance – https://www.wesalute.com/offers/health-wellness/wesalute-members-save-10-metlife-pet-insurance
- Pet Insurance Discounts to Lower Your Premium – https://lendedu.com/blog/pet-insurance-discounts/
- Pet Insurance – https://www.moaainsurance.com/personal-insurance/pet-insurance/pet-insurance.html
- Average Pet Insurance Cost For Individuals & Families – https://www.worthinsurance.com/post/average-pet-insurance-cost-for-individuals-families
- Best Pet Insurance in New York in 2024 – https://www.pawlicy.com/pet-insurance-usa/ny/
- Pet Insurance Discounts for Current & Former Federal Employees – https://www.geba.com/pet-insurance/
- Is AAA Pet Insurance Good? Here’s How It Stacks Up – https://www.pawlicy.com/blog/aaa-pet-insurance/
- Best Pet Insurance Companies for October 2024 – NerdWallet – https://www.nerdwallet.com/p/best/insurance/pet-insurance-companies
- Help Military Pet Owners – https://www.dogsondeployment.org/page/veterinary-assistance-program-help
- Is Pet Health Insurance Right For Your Best Friend? – https://www.military.com/money/insurance/is-pet-health-insurance-right-for-your-best-friend.html
- Figo Pet Insurance Review 2024: Pros and Cons – NerdWallet – https://www.nerdwallet.com/p/reviews/insurance/figo-pet-insurance