Did you know that nearly 70% of American households have at least one pet1? Pet owners across the country put their pets’ health first. Blue Cross Blue Shield pet insurance is here to help. It offers full coverage for your furry friends.
As a top name in healthcare, Blue Cross Blue Shield is now in the pet insurance business. They aim to keep your pets safe and healthy.
Key Takeaways
- Blue Cross Blue Shield partners with Petplan to offer pet insurance coverage
- Policies are underwritten by AGCS Marine Insurance Company and administered by Fetch Insurance
- Blue Cross Blue Shield members receive a 10% discount on Petplan policies
- Comprehensive coverage options include accidents, illnesses, hereditary conditions, and more
- Flexible deductible and reimbursement options to fit your budget
What is Blue Cross Blue Shield Pet Insurance?
Blue Cross Blue Shield has teamed up with Petplan to offer pet insurance. These plans are backed by AGCS Marine Insurance Company, a well-known name in insurance2. Members get a 10% discount on Petplan insurance, making it a great choice for pet owners.
Coverage Through Petplan
Petplan, the company behind Blue Cross Blue Shield’s insurance, has many coverage options. They offer protection for accidents, illnesses, and even hereditary conditions. This ensures your pets get the care they need3.
Underwritten by AGCS Marine Insurance Company
The insurance plans are backed by AGCS Marine Insurance Company. This partnership means you can trust the coverage for your pets. It gives you peace of mind knowing your pets are protected2.
Comprehensive Coverage Options
Blue Cross Blue Shield pet insurance, through Petplan, offers a wide range of coverage. It ensures your pet gets the care they need. From accidents and illnesses to hereditary conditions and behavioral issues, their plans cover many medical expenses.
Accidents and Illnesses
Your pet’s health is a top priority. Blue Cross Blue Shield’s pet insurance covers many unexpected accidents and illnesses. This includes broken bones, infections, and digestive issues4. With reimbursement levels from 70% to 90%, you can be sure your pet gets the treatment they need without financial worry.
Hereditary and Chronic Conditions
Pets can face long-term or inherited health problems. Blue Cross Blue Shield knows how important hereditary conditions and chronic conditions coverage are. Their plans protect against these, helping manage ongoing care and treatment costs5.
Behavioral Issues and Dental Disease
Blue Cross Blue Shield’s pet insurance also covers behavioral issues and dental disease. This ensures your pet gets the care they need, addressing both medical and behavioral concerns.
| Coverage | Details |
|---|---|
| Accidents and Illnesses |
|
| Hereditary and Chronic Conditions |
|
| Behavioral Issues and Dental Disease |
|
With Blue Cross Blue Shield pet insurance, your furry friend gets the care they deserve. They cover all types of accidents, illnesses, or conditions45.
Customize Your Plan
Blue Cross Blue Shield pet insurance lets you tailor your coverage to fit your needs and budget. You can pick from various customizable pet insurance plans. These include different coverage levels, deductibles, and reimbursement percentages6.
You can choose up to 90% reimbursement for covered conditions. Plus, get a 10% discount on your premium through the Blue365 program6. If you insure more than one pet, you might get a 10% multi-pet discount6.
Blue Cross Blue Shield also offers a 30-day money-back guarantee. This is if you haven’t filed any claims in that time6. But, some limitations and exclusions might apply. These include waiting periods, annual deductibles, and co-insurance requirements6.
| Plan Options | Coverage Levels | Deductibles | Reimbursement |
|---|---|---|---|
| Accident and Illness | Up to 90% of covered costs | Varies from $50 to $1,000 | 70%, 80%, or 90% |
| Accident-Only | Up to 90% of covered costs | $250 | 70%, 80%, or 90% |
| Wellness Add-On | Covers routine care and preventive services | N/A | 100% of covered costs |
By choosing the right plan options, coverage levels, deductibles, and reimbursement percentages, you can create a customized pet insurance policy. This policy will provide the protection your furry friend needs7.
“With the ability to tailor my pet’s insurance coverage, I can rest easy knowing that I have a plan that meets my specific needs and budget.”
blue cross blue shield pet insurance
Blue Cross Blue Shield is known for great healthcare insurance. Now, they offer pet insurance too. This is through their partnership with Petplan. They provide top-notch pet insurance plans8.
Blue Cross Blue Shield pet insurance covers many vet expenses. This includes accidents, illnesses, and even dental care. You can pick a plan that fits your pet’s needs and your budget8.
| Covered Conditions | Average Cost |
|---|---|
| Intestinal Foreign Object | $3,151.738 |
| Bladder Stones | $1,708.588 |
| Intervertebral Disc Disease | $2,255.768 |
Blue Cross Blue Shield pet insurance has different deductible options. You can choose from $100 to $500. Reimbursement levels are 90%, 80%, or 70%8. Coverage limits start at $5,000 and can go up to unlimited8.
They make claims easy to process. You can get money back through direct deposit or mail8. Many customers give them 5-star ratings and share positive stories8.
To get a quote and learn more, visit their website at8. Or call [phone number] and use the code HORIZONBCBSNJ8.
Specialist and Alternative Treatments
Blue Cross Blue Shield pet insurance through Petplan offers more than just basic vet care. It covers a wide range of specialist treatments and alternative therapies. This ensures your pet gets the specialized care they need9.
Coverage for Specialist Visits
Your pet’s insurance covers visits to many specialists. This includes cardiologists, oncologists, and more. You won’t have to worry about the cost of these visits, giving your pet the best care9.
Alternative Therapies Included
Your insurance also covers alternative therapies. This includes physical therapy and acupuncture. These holistic approaches help your pet’s overall health, all without extra costs9.
Blue Cross Blue Shield pet insurance through Petplan offers a wide range of care options. This lets you make the best choices for your pet’s health and well-being9.
With Blue Cross Blue Shield pet insurance, you can explore many care options. You’ll know your pet’s needs are met with top care and expertise9. This approach can greatly improve your pet’s life, giving you peace of mind9.
Benefit Limits and Reimbursement
Blue Cross Blue Shield pet insurance through Petplan gives you choices for your pet’s healthcare. You can pick a benefit limit from $2,500 to $25,000. This way, you can match the coverage to your pet’s needs and your budget10.
Blue Cross Blue Shield also lets you choose how much to get back on vet bills. You can get 70%, 80%, or 90% of your expenses covered. This flexibility helps you pick a plan that fits your life and budget, giving you peace of mind for your pet’s health10.
Blue Cross Blue Shield caters to all pet owners with their wide range of options. Whether your pet needs regular check-ups, emergency care, or ongoing treatment, they have you covered. You can find the perfect balance between cost and coverage for your pet’s health10.
Choosing the right pet insurance is key to your pet’s health. Blue Cross Blue Shield’s flexible plans ensure you get the support you need. This way, you can give your pet the best care possible10.
Deductible Options
Blue Cross Blue Shield through Petplan offers two deductible types for pet insurance. You can choose between a per-condition deductible and an annual deductible11. The per-condition deductible is paid once per condition or illness. The annual deductible is paid once a year, no matter how many conditions your pet has.
You can pick a deductible from $100 to $2,500, in $50 steps. This helps you find a deductible that fits your budget11. Blue Cross Blue Shield Pet Insurance through Petplan has deductible options of $350 for Self Only, $700 for Self Plus One, and $700 for Self and Family12.
Per-Condition Deductible
The per-condition deductible is paid once per condition or illness. This is good for pets with chronic or recurring issues. You won’t have to pay the deductible again for the same condition11.
Annual Deductible
The annual deductible is paid once a year, no matter how many conditions your pet has. This is helpful if your pet has many health issues in a year11.
Deductible choices vary among insurers. This gives pet owners the flexibility to choose a deductible that fits their budget and insurance needs11.
| Deductible Option | Reimbursement Percentage | Annual Maximum |
|---|---|---|
| $300 | 70%, 80%, or 90% | $5,000, $10,000, or $15,000 |
| $500 | 70%, 80%, or 90% | $5,000, $10,000, or $15,000 |
| $700 | 70%, 80%, or 90% | $5,000, $10,000, or $15,000 |
Choosing a high deductible can lower your premiums but increase your out-of-pocket costs. This choice should be carefully considered based on your individual needs11.
“Deductible choices vary among insurers, giving pet owners the flexibility to pick a deductible amount that aligns with their budget and level of insurance coverage desired.”
Affordable Pricing
Blue Cross Blue Shield pet insurance through Petplan has affordable pricing. Cat insurance starts at $17 per month4, and dog insurance starts at $29 per month4. Members get a 10% discount on their premiums4. New members also get a free Bark Box4.
This pricing is competitive with other top pet insurance providers. For example, ASPCA Pet Health Insurance costs an average of $43 monthly for accident and illness coverage. Dogs cost $54, and cats cost $2813.
Looking for more savings? Embrace pet insurance in California costs $48 monthly on average. Accident and illness plans for dogs average $64, and for cats, $3613. Pets Best offers accident-only plans starting at $6 monthly, with deductibles as low as $5013.
| Provider | Monthly Premium (Dog) | Monthly Premium (Cat) | Annual Limit | Deductible | Reimbursement Rate |
|---|---|---|---|---|---|
| Blue Cross Blue Shield | $29 | $17 | $2,500 – $25,000 | $100 – $2,500 | 70%, 80%, 90% |
| ASPCA | $31 – $73 | $17 – $31 | Unlimited | $100 – $500 | 70%, 80%, 90% |
| Embrace | $44 – $80 | $24 – $42 | Unlimited | $100 – $1,000 | 70%, 80%, 90% |
| Hartville | $32 – $77 | $18 – $33 | Unlimited | $100 – $500 | 70%, 80%, 90% |
| MetLife | $42 – $78 | $23 – $37 | Unlimited | $0 – $2,500 | 50% – 90% |
Blue Cross Blue Shield pet insurance through Petplan offers affordable and flexible solutions. This helps protect pets144.
Easy Claims Process
Blue Cross Blue Shield pet insurance through Petplan makes filing claims easy. You can do it online using their mobile app. Just upload your invoices and vet records4. You’ll get your money back usually within two weeks4.
Petplan also has a “Telehealth” service. It lets you talk to vets anytime for advice and emergency help4. This way, you can take care of your pet’s health from home.
- File claims online through Petplan’s mobile app
- Upload invoices and vet records with ease
- Receive reimbursement typically within two weeks
- Utilize Petplan’s Telehealth service for on-demand pet care
Blue Cross Blue Shield’s pet insurance through Petplan puts you first. It’s easy to use and pays you back quickly4. This lets you focus on your pet’s health without stress.
Blue Cross Blue Shield’s pet insurance helps with accidents, chronic conditions, or vet visits4. It’s designed to make your life easier. You’ll know your pet is in good hands.
Conclusion
Blue Cross Blue Shield’s pet insurance, through Petplan, offers great coverage for your pets15. You can choose from many plans to fit your pet’s needs, making sure they get the best care16.
This insurance covers accidents, illnesses, and more, including hereditary conditions and behavioral issues16. It also includes specialist and alternative treatments, giving you many healthcare options for your pet16. The claims process is easy, so you can worry less about your pet’s health.
Whether you have a dog or a cat, Blue Cross Blue Shield’s insurance keeps them safe and sound1516. With good prices, wide coverage, and a focus on your pet’s health, they’re a reliable choice for all your pet’s needs.
FAQ
What is Blue Cross Blue Shield pet insurance?
What does Blue Cross Blue Shield pet insurance cover?
Can I customize my Blue Cross Blue Shield pet insurance plan?
What types of treatments are covered by Blue Cross Blue Shield pet insurance?
What are the benefit limits and reimbursement options for Blue Cross Blue Shield pet insurance?
What deductible options are available for Blue Cross Blue Shield pet insurance?
How affordable is Blue Cross Blue Shield pet insurance?
How does the claims process work for Blue Cross Blue Shield pet insurance?
Source Links
- Employee Benefits | Human Resources – https://hr.marin.edu/benefits
- Pet Care Equals Pet Power | Blue Cross Blue Shield of Texas – https://connect.bcbstx.com/health-and-wellness/b/weblog/posts/pet-care-and-pet-power
- Pet Insurance | Texas Health Agents – https://texashealthagents.com/pet-insurance/
- Blue Cross Blue Shield Pet Insurance Review – https://www.petinsuranceu.com/blue-cross-blue-shield-review/
- No title found – https://www.petinsurancequotes.com/compare/fetch-pet-insurance/
- Spot Pet Insurance – 10% Off W – https://www.blue365deals.com/FEP/offers/spot-pet-insurance-10-w
- Pets Best Pet Insurance: 2024 Review and Rates – NerdWallet – https://www.nerdwallet.com/p/reviews/insurance/pets-best-pet-insurance
- Pet Insurance – Horizon Blue Cross Blue Shield of New Jersey – https://www.horizonblue.com/members/plans/pet-insurance
- Blue Cross and Blue Shield Service Benefit Plan – https://www.fepblue.org/-/media/PDFs/Brochures/Standard-and-Basic-Option-brochure-2024.pdf
- PDF – https://www.blueshieldca.com/content/dam/bsca/en/premier-accounts/docs/calpers/Public_Employees_Benefit_Retirement_System_CalPERS_EPO__M0037795_01-25_SBC.pdf
- What Is A Pet Insurance Deductible? – https://www.forbes.com/advisor/pet-insurance/what-is-pet-insurance-deductible/
- PDF – https://www.fepblue.org/-/media/PDFs/Brochures/2024_BCBS_SBP_Standard_Option_SBC_Web.pdf
- Best Pet Insurance Companies for October 2024 – NerdWallet – https://www.nerdwallet.com/article/insurance/best-pet-insurance-companies?trk_channel=web&trk_copy=The 8 Best Pet Insurance Companies for October 2023&trk_element=hyperlink&trk_elementPosition=0&trk_location=PostList&trk_subLocation=next-steps
- Best Pet Insurance in California – https://www.marketwatch.com/guides/pet-insurance/pet-insurance-california/
- Pet insurance prices are pushing owners to shop around and switch provider – https://www.lifeinsuranceinternational.com/analyst-comment/pet-insurance-prices-owners-switch-provider/
- From Blue Cross Blue Shield to Petco: A Guide to Pet Insurance and Membership Cancellations – Pet Lover Haven – https://www.petloverhaven.com/a-guide-to-pet-insurance-and-membership/